• Deputy Chief Credit Officer-Technology and Life Sciences

    Location US-CA-San Francisco | US-CA-Santa Clara
    Job ID
    Credit Administration
    Position Type
  • Overview

    For more than 40 years, East West Bank has served as a pathway to success. With over 130 locations across the U.S. and Greater China, we are the premier financial bridge between the East and West. Our teams of experienced, multi-cultural professionals help guide businesses and community members on both sides of the Pacific looking to explore new markets and create new opportunities. And our sustained growth and expertise in industries like real estate, entertainment and media, private equity and venture capital, high-tech and aviation help build sustainable businesses and expand our employees’ potential for career advancement.

    Headquartered in California, East West Bank (Nasdaq: EWBC) is a top performing commercial bank with an exclusive focus on the U.S. and Greater China markets. With assets of $37.7 billion, we’re ranked among the 30 largest banks in the United States and currently top 5 in “America’s 100 Best Banks” by Forbes, a list where we've consistently been in the top 15 since 2010. With a strong foundation, an enterprising spirit and a commitment to absolute integrity, East West Bank gives people the confidence to reach further.

    With an emphasis on commercial banking experience, we are seeking a seasoned credit officer to support the core Technology and Life Sciences specialized industries at East West Bank. This hands-on leader is responsible for East West Bank’s broad loan portfolio and all other counterparty and credit exposures for both new approvals and on a continuing basis in order to prevent or minimize loan losses; assist in the detection of deterioration in loan quality; and review and ensure that internal compliance objectives are met.

    Strong leadership and people management skills are required – especially the proven ability to work with different business units and personalities as an effective player/coach with the ability to balance top-line and bottom-line priorities.  A strong executive presence is required along with excellent presentation and influencing skills, as well as a passion for the business.

    East West Bank is adding this position to support our expanding business.  The position will be based in Santa Clara or San Francisco, California and will report to the Chief Credit Officer (CCO).


    • Oversee the full range of managerial duties for the loan review, compliance, collections and credit analysis functions including adherence to policies and practices of the organization and applicable regulatory and governmental agencies. Serve as primary point of contact with all such agencies in the context of all matters pertaining to Credit Risk Management.
    • Review and monitor all loans for assurance of credit and collateral documentation, regulatory compliance and loan policy conformance; review technical exceptions and deficiencies; maintain reports of continued outstanding exceptions to the CCO and senior management.
    • Identify problem loans, discuss the status of problem loans with the CCO and senior management and identify loans meeting non-accrual or charge-off criteria.
    • Responsible for content and ownership of applicable Credit Policies and other related policies. Evaluate and recommend policy changes based on compliance or loan reviews and the dissemination of other pertinent facts.
    • Other job functions (duties that occur infrequently or on an inconsistent basis but are still important, e.g. specialized regulatory reports on an ad hoc basis)


    • Bachelors degree in finance; MBA preferrred 
    • The ideal candidate will have 10+ years’ experience in Credit Risk Management with commercial businesses and be experienced with various types of credit facilities and their inherent credit risks.
    • The candidate should have experience in balancing credit risk perspective while taking into the commercial perspective into consideration. The candidate is expected to communicate effectively with senior management and with colleagues across the organization.
    • Must have knowledge of BSA/AML/OFAC Laws/Regulations, understand how these obligations relate to his/her role, and comply with these laws and regulations
    • Strong credit analytics
    • Strong written and verbal communication skills
    • Excellent partnership and management skills
    • Personal effectiveness/credibility
    • Problem solving/analysis
    • Presentation skills


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