• Credit Analyst

    Location US-CA-Ontario
    Job ID
    2018-5496
    Category
    Credit Administration
    Position Type
    Full-Time
  • Overview

    For more than 40 years, East West Bank has served as a pathway to success. With over 130 locations across the U.S. and Greater China, we are the premier financial bridge between the East and West. Our teams of experienced, multi-cultural professionals help guide businesses and community members on both sides of the Pacific looking to explore new markets and create new opportunities. And our sustained growth and expertise in industries like real estate, entertainment and media, private equity and venture capital, high-tech and aviation help build sustainable businesses and expand our employees’ potential for career advancement.

     

    Headquartered in California, East West Bank (Nasdaq: EWBC) is a top performing commercial bank with an exclusive focus on the U.S. and Greater China markets. With assets of $37.7 billion, we’re ranked among the 30 largest banks in the United States and currently top 5 in “America’s 100 Best Banks” by Forbes, a list where we've consistently been in the top 15 since 2010. With a strong foundation, an enterprising spirit and a commitment to absolute integrity, East West Bank gives people the confidence to reach further.

     

    This position will analyze the credit status and the financial status of the Bank's clients and will analyze the financial records like earnings, savings, payments and purchase of the Bank's clients. The Relationship Associate will provide recommendations about other useful financial activities and further plans.

     

    As a valuable East West Bank team member, your duties (not limited to) will include:

    • Analyze credit data and financial statements to determine the degree of risk involved in extending credit or lending money
    • Prepare reports that include the degree of risk involved in extending credit or lending money
    • Evaluate customer records and recommend payment plans based on earnings, savings data, payment history, and purchase activity
    • Complete loan applications, including credit analyses and summaries of loan requests, and submit to loan committees for approval; generate financial ratios, using computer programs, to evaluate customers' financial status
    • Compare liquidity, profitability, and credit histories of establishments being evaluated with those of similar establishments in the same industries and geographic locations.
    • Analyze financial data such as income growth, quality of management, and market share to determine expected profitability of loans
    • Underwriting, credit monitoring, and portfolio management of commercial banking relationships for retention and expansion of existing client relationships
    • Analyze financial data to determine the merits of loan requests
    • Recommend structure as well as identifying cross selling/referring opportunities of other services
    • Performs other duties as assigned
    • Qualifications/Requirements:
    • Bachelor's Degree in Accounting, Business or Finance
    • 3 years of professional experience

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    Qualifications

     

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