Credit Analyst

Since 1973, East West Bank has served as a pathway to success. With over 110 locations across the U.S. and Asia, we are the premier financial bridge between the East and West. Our teams of experienced, multi-cultural professionals help guide businesses and community members on both sides of the Pacific looking to explore new markets and create new opportunities, and our sustained growth and expertise in industries like real estate, entertainment and media, private equity and venture capital, and high-tech help build sustainable businesses and expand our associates’ potential for career advancement. 

Headquartered in California, East West Bank (Nasdaq: EWBC) is a top-performing commercial bank with a strong foundation, an enterprising spirit and a commitment to absolute integrity. East West Bank gives people the confidence to reach further.

East West Bank is seeking a junior level (AVP) banker for its Structured Finance Group. This position supports senior bankers in developing relationships with Specialty Finance companies in the middle market space.  Responsibilities will include origination support, underwriting, executing commercial loan transactions, developing loss curves, cash flow modeling, and monitoring and managing the risk of the loan portfolio to maintain strong credit performance.  

• Assist in underwriting and executing commercial loan transactions across a wide spectrum of asset classes (commercial and consumer)
• Assist senior bankers with sourcing new relationships with potential borrowers across the U.S.
• Analyze and manipulate data to generate pool stratifications including loss and prepayment curves
• Build and run cash flow models and static pool analysis
• Assist senior bankers with deal screening memos and term sheets
• Research and stay abreast of industry and market developments and trends
• Ability to multi-task and be the point person on transactions, interacting with borrower, internal partners (credit & operations), third party service providers, attorneys, and bank management

• 4 - 6 years of experience in structured finance / securitization underwriting and lender finance

• Strong credit underwriting experience via formal bank credit training or on the job experience

• Commercial banking, investment banking or non-bank lending experiences will be considered

• Demonstrable Microsoft Office skills (e.g., Excel) required
• Excellent interpersonal, verbal, and written communication skills

Applicants must have legal authorization to work in the United States.  We do not offer visa sponsorship at this time.