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Commercial Underwriter

Location US-CA-Pasadena | US-CA-Irvine
Job ID
2026-13035
Category
Other
Position Type
Full-Time

Introduction

Since 1973, East West Bank has served as a pathway to success. With over 110 locations across the U.S. and Asia, we are the premier financial bridge between the East and West. Our teams of experienced, multi-cultural professionals help guide businesses and community members on both sides of the Pacific looking to explore new markets and create new opportunities, and our sustained growth and expertise in industries like real estate, entertainment and media, private equity and venture capital, and high-tech help build sustainable businesses and expand our associates’ potential for career advancement. 
 
Headquartered in California, East West Bank (Nasdaq: EWBC) is a top-performing commercial bank with a strong foundation, an enterprising spirit and a commitment to absolute integrity. East West Bank gives people the confidence to reach further.

Overview

The Commercial Underwriter will be responsible for supporting East West Bank’s (“EWB”) nationwide Commercial Banking Business that focuses primarily on senior secured cash flow loans to middle market companies.  Other loan structures will include ABL and Asset-Backed.  Loan sizes typically range from $20 million to $50 million.  Prospective clients include both sponsor owned and non-sponsor owned companies.  The Underwriter will work with a deal team, which typically includes a Relationship Manager and a Credit Analyst.  The Underwriter will be supervised by an Underwriting Manager.  The Underwriter will perform all facets of underwriting, including preparing opportunity memos prior to issuing term sheets, underwriting transactions, preparing final underwriting approval memos and negotiating credit agreements. 

Responsibilities

  • Working with a deal team, the Underwriter will review initial data for prospective clients and prepare opportunity memos.
  • Present the opportunity memos to Credit Officers and then issue the approved term sheets.
  • Perform detailed underwritings that surface the material strengths, risks and mitigants of prospective clients.
  • Evaluating financial statements, historical trends, projections, management performance, industry, cash flow, capital structure and collateral analysis.
  • Preparing sensitized financial models and evaluating the other relevant data related to new deal opportunities.
  • Reviewing and analyzing reports, including 3rd party appraisals and valuations.
  • Preparing written Credit Approval Memorandums for presentation to a Credit Officer in order to obtain final approval to close a new deal.
  • May perform other duties as assigned by management.

Qualifications

  • Bachelor’s degree in finance, accounting, management, business, or related field
  • Minimum 3 years of experience in financial institution in an accounting/financial, lending, credit analysis or related area
  • Ability to analyze historical financial trends.
  • Modeling experience, specifically sensitizing management and/or sponsor projections based on information learned during underwritings.
  • Excellent organizational and time management skills
  • Basic skills in computer terminal and personal computer operation; mainframe computer system; word processing, spreadsheet and specialty software programs.
  • Ability to deal with complex problems involving multiple facets and variables in non-standardized situations
  • Ability to work with minimal supervision while performing duties

Applicants must have legal authorization to work in the United States. We do not offer visa sponsorship at this time.

Compensation

The base pay range for this position is USD $100,000.00/Yr. - USD $150,000.00/Yr. Exact offers will be determined based on job-related knowledge, skills, experience, and location.

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East West Bank is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, veteran status, or any other legally protected status. Reasonable accommodations for disability are provided to applicants and employees in accordance with applicable law.