Senior Credit Analyst

Since 1973, East West Bank has served as a pathway to success. With over 110 locations across the U.S. and Asia, we are the premier financial bridge between the East and West. Our teams of experienced, multi-cultural professionals help guide businesses and community members on both sides of the Pacific looking to explore new markets and create new opportunities, and our sustained growth and expertise in industries like real estate, entertainment and media, private equity and venture capital, and high-tech help build sustainable businesses and expand our associates’ potential for career advancement. 

Headquartered in California, East West Bank (Nasdaq: EWBC) is a top-performing commercial bank with a strong foundation, an enterprising spirit and a commitment to absolute integrity. East West Bank gives people the confidence to reach further.

The Structured Finance/Specialty Finance Senior Credit Analyst will be responsible for underwriting, credit monitoring and portfolio management of a portfolio of clients where the repayment of the loan is based on cash flows provided by various asset classes.

• Responsible for assessing the credit risk and quality of transactions in the portfolio
• Assist Relationship Manager and Portfolio Manager in underwriting and managing transactions according to the Bank established guidelines and policies
• Analyze transactions and create credit memoranda for new loans and modifications.
• Analyze client financial statements
• Manage the renewal process by working with the RM and PM, the client and the credit department
• Review legal documentation for accuracy and compliance with approval requirements
• Ensure the portfolio administration and risk management of each client relationship follows established EWB credit policy, procedures, and business strategy as well as commercial and regulatory guidelines
• Provide ongoing monitoring of credit/covenant compliance
• Perform other administrative duties required for the maintenance of a portfolio of clients
• Ensure compliance with EWB regulatory and credit requirements
• Maintain knowledge of market conditions.

• Basic understanding of structured finance and securitization.
• Ability to understand and analyze financial statements.
• Ability to understand and analyze complex loan structures.
• Excellent verbal and written communication skills.
• Excellent interpersonal and customer service skills.
• Excellent organizational skills and attention to detail.
• Strong analytical and problem-solving skills.
• Strong Excel skills

Education and Experience:

• Bachelor’s degree required; Major or Minors in Accounting, Finance, or Economics preferred.
• At least three years of experience in structured finance/securitization/specialty finance.