Credit Portfolio Risk Management

Since 1973, East West Bank has served as a pathway to success. With over 110 locations across the U.S. and Asia, we are the premier financial bridge between the East and West. Our teams of experienced, multi-cultural professionals help guide businesses and community members on both sides of the Pacific looking to explore new markets and create new opportunities, and our sustained growth and expertise in industries like real estate, entertainment and media, private equity and venture capital, and high-tech help build sustainable businesses and expand our associates’ potential for career advancement. 

Headquartered in California, East West Bank (Nasdaq: EWBC) is a top-performing commercial bank with a strong foundation, an enterprising spirit and a commitment to absolute integrity. East West Bank gives people the confidence to reach further.

The Credit Portfolio Risk Management in Senior Credit Supervision is responsible for conducting post-closing reviews of Commercial credits to ensure compliance of regulatory reporting standards and internal loan classification requirements.  This position will also support the Portfolio Risk Manager in various ongoing risk management activities, such as ensuring credit requests are approved by the proper authorities, preparing periodic reports and coordinating communication with regulators and counterparties. 

The ideal candidate will have a strong credit background, excellent communication and organizational skills, keen attention to detail, and the ability to thrive in a fast-paced, dynamic environment. This position is well-suited for someone with a passion for credit risk management and a desire to grow their expertise.

• Conduct quality control reviews of Credit Approval Reports for new, renewed, and modified loans to ensure accurate regulatory and internal reporting, including Fed Call Codes, real estate collateral classifications (e.g., Abundance of Caution, Real Estate Investment, owner occupied vs. non-owner occupied), NAICS, Foreign Exposure, and Collateral Codes.
• Validate regulatory designations and internal risk indicators such as Shared National Credit (SNC), Leveraged Lending, Higher Risk C&I, and HVCRE classifications.
• Collaborate with Accounting, Loan Administration, Senior Credit Supervision, Business Units, Data Management and Integration, and Reporting to ensure data accuracy and enhance portfolio risk management processes.
• Calculate borrowing bases and authorize advances for formula-based lending (FBL) portfolios.
• Maintain and administer risk management systems (CRM/CCR, FRCE, CASH Insight, CRE module).
• Manage credit and operating authority matrices
• Develops and implements action plans to improve credit risk management efficiency and effectiveness, which includes policy, governance, people, processes, and system enhancements.
• Support internal/external audits and regulatory exams.
• Create management reports and document procedures.
• Other job functions as assigned by Manager (duties that occur infrequently or on an inconsistent basis but are still important, e.g. projects related to data accuracy and accurate compliance requirements and/or projects related to portfolio risk management)

• Bachelor’s degree in Finance, Accounting, Business Administration, Economics, or a related field.
• Relevant certifications such as Credit Risk Certification (CRC) or Financial Planning & Management (FPM) are a plus.
• Minimum of 5 years of experience in credit risk, commercial lending, or loan review.
• Prior project management experience preferred.
• Proficient in Microsoft Office, particularly Excel and Word.
• Strong analytical and problem-solving skills.
• Ability to manage multiple projects and meet time-sensitive deadlines.
• Familiarity with financial spreading tools and risk management systems is a plus.
• Excellent organizational and communication skills.
• Strong attention to detail and ability to work both independently and collaboratively.
• Effective time management and prioritization in a fast-paced, evolving environment.
• Adaptable, proactive, and resourceful, with a high level of integrity and discretion.
• Able to remain calm under pressure and adjust methods to fit changing circumstances.