Credit Portfolio Risk Management

Since 1973, East West Bank has served as a pathway to success. With over 120 locations across the U.S. and Asia, we are the premier financial bridge between the East and West. Our teams of experienced, multi-cultural professionals help guide businesses and community members on both sides of the Pacific looking to explore new markets and create new opportunities, and our sustained growth and expertise in industries like real estate, entertainment and media, private equity and venture capital, and high-tech help build sustainable businesses and expand our associates’ potential for career advancement.

Headquartered in California, East West Bank (Nasdaq: EWBC) is a top performing commercial bank with an exclusive focus on the U.S. and Greater China markets. With a strong foundation, and enterprising spirit and a commitment to absolute integrity, East West Bank gives people the confidence to reach further.

The Portfolio Risk Management in Senior Credit Supervision will support the Portfolio Risk Manager in various ongoing portfolio risk management activities, such as ensuring credit requests are approved by the proper authorities, preparing periodic reporting and coordinating communication with regulators / counterparties on Shared National Credit (SNC), and managing various counterparty / correspondent bank analysis and reporting activities.  This role will require an individual with a good credit background, strong communication and organization skills, attention to detail, the ability to work in a fast-paced dynamic work environment, and with an interest in doing and learning more about credit risk management. 

• Administers internally built risk management applications, such as CRM/CCR and FRCE to ensure smooth approval of loan requests with proper authorities
• Maintains and updates credit and operating authority matrix
• Manages various counterparty / correspondent bank activities, such as preparing credit approvals, conducting periodic analysis and preparing reports
• Preparing periodic reporting and coordinating communication with regulators / counterparties on Shared National Credit (SNC),
• Develops and implements action plans to improve credit risk management efficiency and effectiveness, which includes policy, governance, people, processes, and system enhancements.
• Administer CASH Insight and CRE module, the financial spreading application
• Performs quality control to ensure data accuracy, such as LTV
• Audits / Backs up Quality Control Officer by reviewing credit approvals for new loans, renewals, and modifications to determine appropriate assignment of Fed Call Code, specialized industry, and real estate collaterals classification, and make appropriate recommend for changes when applicable
• Calculates borrowing bases and authorizes advance requests on assigned formula-based lending (FBL) portfolio.
• Other job functions as assigned by Manager (duties that occur infrequently or on an inconsistent basis but are still important, e.g. projects related to data accuracy and accurate compliance requirements and/or projects related to portfolio risk management)

• 10+ years related experience and/or training; or equivalent combination of education and experience in credit risk management or related roles
• Strong organizational and analytical skills
• Excellent written and verbal communication skills
• Proficient in Microsoft Office, particularly in Microsoft Excel and Word
• Attention to detail.
• Must be able to work calmly under pressure.
• Experience in credit underwriting / credit analysis 
• Prior project management experience preferred
• FRM certification is a plus
• Ability to adapt or change approach or method to best fit the situation in a fast-evolving environment with multiple clients.
• Proficient at performing high-quality work while managing multiple projects.
• Adept at managing numerous time-sensitive deadlines
• Strong time-management skills and ability to manage priorities
• Proactive, energetic, and resourceful
• Works with integrity, making sure to maintain confidentiality of sensitive information