Senior Credit Analyst

Since 1973, East West Bank has served as a pathway to success. With over 120 locations across the U.S. and Asia, we are the premier financial bridge between the East and West. Our teams of experienced, multi-cultural professionals help guide businesses and community members on both sides of the Pacific looking to explore new markets and create new opportunities, and our sustained growth and expertise in industries like real estate, entertainment and media, private equity and venture capital, and high-tech help build sustainable businesses and expand our associates’ potential for career advancement.

Headquartered in California, East West Bank (Nasdaq: EWBC) is a top performing commercial bank with an exclusive focus on the U.S. and Greater China markets. With a strong foundation, and enterprising spirit and a commitment to absolute integrity, East West Bank gives people the confidence to reach further.

The Structured Finance/Specialty Finance Senior Credit Analyst will be responsible for underwriting, credit monitoring and portfolio management of a portfolio of clients where the repayment of the loan is based on cash flows provided by various asset classes.

• Responsible for credit risk and quality of the portfolio
• Assist Relationship Manager and Portfolio Manager in underwriting and managing transactions according to the Bank established guidelines and policies
• Analyze and create financial loan memorandums to generate new loans and modifications.
• Manage the renewal process by working with the RM and PM, the client and the credit department
• Review legal documentation for accuracy and compliance with approval requirements
• Ensure the portfolio administration and risk management of each client relationship follows established EWB credit policy, procedures, and business strategy as well as commercial and regulatory guidelines
• Provide ongoing monitoring of credit/covenant compliance
• Perform other administrative duties required for the maintenance of a portfolio of clients
• Ensure compliance with EWB regulatory and credit requirements
• Maintain knowledge of market conditions.

• Basic understanding of structured finance and securitization.
• Ability to understand and advise on complex financial proposals.
• Excellent verbal and written communication skills.
• Excellent interpersonal and customer service skills.
• Excellent organizational skills and attention to detail.
• Strong analytical and problem-solving skills.
• Strong Excel skills.

Education and Experience:

• Bachelor’s degree in Accounting, Finance, or Economics required; MBA preferred.
• At least three years of experience in structured finance/securitization/specialty finance.